How to Transfer Money Without ATM Card and Netbanking (2024)

FAQs

How to Transfer Money Without ATM Card and Netbanking? ›

Bank Branch Transfer: Visit a bank branch and initiate a transfer using the recipient's account details. This option might involve fees. Cheque: Issue a cheque payable to the recipient and hand it over. This method is slower but might be useful in some situations.

Bank Branch Transfer: Visit a bank branch and initiate a transfer using the recipient's account details. This option might involve fees. Cheque: Issue a cheque payable to the recipient and hand it over. This method is slower but might be useful in some situations.

Digital payment platforms

PayPal, Venmo, Western Union, and Cash App are some of the most popular payment services that do not require you to own a bank account to receive money. If you use a payment app like PayPal, Venmo, or Cash App, your recipient may sign up for the app and link a prepaid debit card.

Bank Transfers: Online merchants often accept bank transfers, initiated through online banking or mobile banking apps. Mobile Payment Apps: Apps like Venmo, Cash App, or Samsung Pay enable online payments without an ATM card by linking your bank account or adding funds to a digital wallet within the app.

Money orders can be purchased at certain shops, post offices, and some banks and credit institutions, and allow you to send and receive money without a bank account. International money orders are accepted in many countries and can be exchanged into local currency in most countries.

Yes, you can access net banking without debit card. You have to approach your branch and ask for net banking facility. The bank will issue a net banking kit. In this you will find user ID and Password.

If you want to make instant transfers with routing and account numbers without verification, you can rely on money transfer apps such as Zelle, Wise, PayPal, or other digital banking services. These apps make it easy to move money fast using your routing and account numbers.

If you don't have online banking, you can go to your local bank branch and ask them to transfer the money to a TransferGo bank account. We'll then send this money on to your receiver. First, you need to create a transfer order on our app or website.

You can send money without a fee by using P2P payment apps such as Cash App, Google Pay, PayPal, Venmo and Zelle. Note that you may have to pay a fee if you fund your transfer with a credit card, and the recipient may have to pay a fee if they choose to receive the money instantly in their bank account or debit card.

How to transfer money from bank account without debit card instantly? ›

You can transfer money from one account to another without an ATM card at your bank branch, and sometimes by phone. You can request a wire transfer to your own or someone else's external checking or savings account. Once again, you will need some form of official identification, or to verify your identity by phone.

Transferring Funds:

Tap on the "My Cash" tab located at the bottom left corner of the screen. Click on the "Add Cash" button. Enter the amount you wish to transfer from your bank account to your Cash App balance. Select the option to link your bank account if it hasn't been linked already.

Sign in to your bank's app and choose the account you want to withdraw from. Tap your phone to the reader—or scan the QR code on the ATM. Verify the transaction for the ATM withdrawal. Take your cash.

PhonePe has amassed massive popularity since its introduction, all thanks to its straightforward user interface as well as its updates to make the digital transition easier for all. You can now create a PhonePe account with just your bank account-linked mobile number and set your UPI PIN using your Aadhaar number.

The most famous ones are PayPal, Apple Pay and Google Pay. The basic functionality of these payment apps tends to be similar. You load them with funds from your bank account and/or receive funds from other sources. You then use these funds to make purchases and/or transfer them to your bank account.

By Visiting Branch

Ask for an application form to get an ATM card from any bank representative. Fill up the form and submit it along with all the necessary documents like PAN card and address proof.