Private Banking Services - The Private Bank (2024)

Based on your specific financial goals - from managing liquidity to leveraging your existing assets - we can develop customized credit and cash management strategies offered through Wells Fargo Bank, N.A. that are designed to help meet your needs.

Cash management Solutions

As part of The Private Bank experience, you have access to a range of offerings that provide access to features and relationship rates designed with your preferences in mind. Solutions include:

Premium checking and savings, which include mobile and online banking to help you manage everyday cash flow and bill payments.
The Private Bank CD, a Certificate of Deposit (CD), that offers exclusive rates and a choice of fixed terms for new funds you move to Wells Fargo Bank.
Money movement services like Commercial Electronic Office^® (CEO^®) portal help securely manage cash flow, move funds, and receive reports and notifications while allowing you to manage access and control of what other users can see and do.
Foreign exchange services to send and receive payments in more than 100 currencies and currency risk management.

Lending and credit

Your wealth management banker provides or works with a team of specialists to deliver custom lending solutions to meet your complex borrowing needs and help you:

Optimize cash flow to provide greater efficiency, flexibility, and convenience within your plan.
Increase tax efficiencies while preserving and growing your wealth.
Finance purchases while avoiding depleting your cash reserves.
Manage investment allocations to seek asset diversification and lower portfolio risk.
Realize estate planning goals, such as efficient asset transfer between generations, while preserving personal liquidity

When traditional lending products and services are not adaptable enough to address the complexity of your situation, your wealth management banker can provide access to custom lending specialists who can provide specialized financing, including:

Liquid Secured Financing

Complex Investor Real Estate Term Loans and Lines

Alternative Assets Secured Credit

Real estate lending

Few purchase considerations are as unique as real estate assets. When it comes to your real estate financing needs, your private banker can provide you with access to Private Mortgage Banking(PMB), a division of Wells Fargo Home Mortgage that is committed to serving home buyers with complex income or asset management situations.

Private Mortgage Banking offers powerful strategies and nationwide access to competitively priced mortgage options to fit your broad wealth plan, including flexibility around non-traditional income streams and ownership structures.

Dedicated services for law firms and partners

Wells Fargo’s Legal Specialty Group has a long history of hands-on involvement with the nation’s most successful law firms and has given a distinct, informed perspective on the specialized needs of running the business as well as the personal financial needs of the attorneys. Your team of dedicated specialists will work with your partners, your attorneys, and your firm by providing customized solutions with high-touch service. We offer a full suite of integrated services for your firm, including:

Comprehensive Credit Services
Treasury Management
Corporate Trust Services
Escrow Services
Settlement Fund Services
Equipment Leasing and Financing
Foreign Exchange Services

Go to Legal Specialty Group

For The Private Bank products and servicesContact Us

The Private Bank CD is reserved exclusively for clients who qualify for The Private Bank Experience. The Private Bank CD requires a $500,000 minimum opening deposit and a minimum of $500,000 in money new to Wells Fargo. Funds new to Wells Fargo must be from sources outside of Wells Fargo Bank, N.A., or its affiliates. Maximum deposit allowed per client in one or multiple The Private Bank CDs is $25,000,000. Only consumer and consumer trust entities are eligible.

Public funds or funds held in the name of a business are not eligible.

The Private Bank CD rates are not guaranteed until the Private Bank CD is opened. Interest Rates and APYs are fixed for the term of the account. Alternative terms are not allowed.

An early withdrawal penalty will be imposed for early withdrawal from a Private Bank CD. Fees could reduce earnings on the account. Additional terms and restrictions apply. Please refer to the Consumer Account Fee and Information Schedule and Deposit Account Agreement for further details.

The Private Bank is an experience level for qualifying clients of Wells Fargo Wealth & Investment Management (WIM). WIM offers financial products and services through affiliates of Wells Fargo & Company. Bank products and services are available through Wells Fargo Bank, N.A., Member FDIC.

Wells Fargo & Company offers swaps, foreign exchange hedging products and foreign currency risk management solutions through Wells Fargo Bank, N.A., which is a swap dealer registered with the Commodity Futures Trading Commission (CFTC) and a member of the National Futures Association (NFA). Balances held offshore, including multi-currency accounts and foreign deposits, are not FDIC-insured, may lose value, and are not guaranteed Foreign Exchange and Interest Rate Risk Management products and services are subject to customer qualification.

Wells Fargo and Company and its Affiliates do not provide tax or legal advice. This communication cannot be relied upon to avoid tax penalties. Please consult your tax and legal advisors to determine how this information may apply to your own situation. Whether any planned tax result is realized by you depends on the specific facts of your own situation at the time your tax return is filed.

Residential Mortgages offered through Wells Fargo Home Mortgage, a division of Wells Fargo Bank, N.A.

Investment and Insurance Products are:

Not Insured by the FDIC or Any Federal Government Agency
Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

Wells Fargo Bank, N.A. ("the Bank") offers various banking, advisory, fiduciary and custody products and services, including discretionary portfolio management. Wells Fargo affiliates, including Financial Advisors of Wells Fargo Advisors, may be paid an ongoing or one-time referral fee in relation to clients referred to the Bank. In these instances, the Bank is responsible for the day-to-day management of any referred accounts.

Brokerage services are offered through Wells Fargo Advisors. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, and Wells Fargo Advisors Financial Network, LLC, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company.

Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.

Insurance products are offered through non-bank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

Equal Housing Lender

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