How to open a checking account online (2024)

FAQs

How to open a checking account online? ›

Opening a checking account online is similar to opening an account in person, and most banks and credit unions now offer online applications. You'll want to have your ID and Social Security number or Tax Identification Number on hand. You'll also want to have access to funds in case you need to make an opening deposit.

Your Social Security number. A valid, government-issued photo ID like a driver's license, passport or state or military ID. A minimum opening deposit of $25 to activate your account (once you've been approved).

To encourage potential customers to open a bank account, some financial institutions will offer a cash bonus if certain conditions are met. These include: Making a minimum initial deposit.

Have you ever wondered why bank tellers often ask questions about your transaction? They are doing it for very good reasons! An important part of the teller's job is to protect customers by watching for potential fraud. Some transactions may require verification of identification, which is a government regulation.

Instant account opening is easy with HDFC Bank.

At Mountain America, when we say “free checking,” we mean free checking. With a MyFree Checking account, you get a free, online checking account with no minimum balance requirements, maintenance fees or hidden restrictions. This straightforward checking account includes all of the features you'd expect—for free.

Can I open a bank account online without going to the bank? ›

With the power of technology, opening a checking account online can now happen from the comfort of your own home. Another plus? It can save you a trip to the bank. Here's how you can open a checking account online so you can start managing your available funds.

Proof of identity – current photo driving license, or passport. Personal details – preferred title, full name, date of birth, gender, marital status, nationality. Address details – current home address and how long you have lived there. Contact details – preferred phone number, email address and marketing preferences.

To open a bank account you usually have to fill in an application form. Often, you can do this in a branch or online, and sometimes you can also do this over the phone. You will also have to provide proof of your identity including your full name, date of birth and address.

When you call your bank to ask a question or to perform banking transactions, the bank employee on the other end of the phone may ask you some personal details to confirm your identity. This is because the employee needs to verify you are who you say you are before proceeding with any actions related to your accounts.

Set up your account: Choose a unique username and password, and provide valid government-issued identification (NIN, international passport, or driver's license). You will also be asked to provide proof of address, such as a utility bill or a letter from your employer or school.